February 2025

What Does the 0.25% BoE Base Rate Drop Mean for Buyers?

The Bank of England’s decision to lower the base rate by 0.25% is a welcome shift for many homebuyers. But what does this really mean for mortgage rates, affordability, and stress testing? Will Mortgage Rates Drop? A lower base rate typically leads to lower borrowing costs, but lenders don’t always pass on the full reduction straight away. If you’re on a tracker...

Weekly Update with Danny: A Slow Start – But a Big Finish

Sharing Alexander Carmine's weekly update with Danny which started off slow but ended on a real high, here's what he has to say. I’ve planned my travel for February, with the first stop being the Isle of Man, partly for business, partly to see family. We’ve signed a new listing there, and it’s one I’ve completely fallen for. It’s currently an empty plot with approved planning permission and...

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